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        <identifier>oai:glim-re.repo.nii.ac.jp:00005553</identifier>
        <datestamp>2023-08-10T04:40:26Z</datestamp>
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          <dc:title xml:lang="ja">日本の不動産評価・融資慣行の特質 : 「法定耐用年数」が銀行融資に与える影響について</dc:title>
          <dc:title xml:lang="ja-Kana">ニホン　ノ　フドウサン　ヒョウカ　ユウシ　カンコウ　ノ　トクシツ　ホウテイ　タイヨウ　ネンスウ　ガ　ギンコウ　ユウシ　ニ　アタエル　エイキョウ　ニツイテ</dc:title>
          <jpcoar:creator>
            <jpcoar:nameIdentifier nameIdentifierURI="https://kaken.nii.ac.jp/ja/search/?qm=80344860" nameIdentifierScheme="e-Rad">80344860</jpcoar:nameIdentifier>
            <jpcoar:nameIdentifier nameIdentifierURI="https://ci.nii.ac.jp/author/DA14072542" nameIdentifierScheme="AID">DA14072542</jpcoar:nameIdentifier>
            <jpcoar:creatorName xml:lang="ja">金田, 直之</jpcoar:creatorName>
            <jpcoar:creatorName xml:lang="ja-Kana">カネダ, ナオユキ</jpcoar:creatorName>
            <jpcoar:creatorName xml:lang="en">Kaneda, Naoyuki</jpcoar:creatorName>
          </jpcoar:creator>
          <jpcoar:subject subjectScheme="Other">不動産評価</jpcoar:subject>
          <jpcoar:subject subjectScheme="Other">耐用年数</jpcoar:subject>
          <jpcoar:subject subjectScheme="Other">減価償却資産</jpcoar:subject>
          <jpcoar:subject subjectScheme="Other">不動産金融</jpcoar:subject>
          <jpcoar:subject subjectScheme="Other">日本</jpcoar:subject>
          <jpcoar:subject subjectScheme="Other">住宅ローン</jpcoar:subject>
          <jpcoar:subject xml:lang="en" subjectScheme="Other">Real estate valuation</jpcoar:subject>
          <jpcoar:subject xml:lang="en" subjectScheme="Other">Useful lives</jpcoar:subject>
          <jpcoar:subject xml:lang="en" subjectScheme="Other">Depreciable assets</jpcoar:subject>
          <jpcoar:subject xml:lang="en" subjectScheme="Other">Real estate finance</jpcoar:subject>
          <jpcoar:subject xml:lang="en" subjectScheme="Other">Japan</jpcoar:subject>
          <jpcoar:subject xml:lang="en" subjectScheme="Other">Mortgage</jpcoar:subject>
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          <datacite:description descriptionType="Abstract">In Japan, value of buildings would be zero after the lapse of ‘Useful lives’ of Buildings. It is quite different from the real estate valuation in United States and Germany. The proportion of houses in the personal portfolio is large. Thus, it can inhibit the holdings of additional risk assets, and it may have had negative wealth effects in Japanese economy. This paper compares the relevant system in Japan, United States and Germany. The effect of this unique system will be analyzed.</datacite:description>
          <dc:publisher xml:lang="ja">学習院大学経済学会</dc:publisher>
          <datacite:date dateType="Issued">2022-10</datacite:date>
          <dc:language>jpn</dc:language>
          <dc:type rdf:resource="http://purl.org/coar/resource_type/c_6501">departmental bulletin paper</dc:type>
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          <jpcoar:identifier identifierType="HDL">http://hdl.handle.net/10959/00005541</jpcoar:identifier>
          <jpcoar:identifier identifierType="URI">https://glim-re.repo.nii.ac.jp/records/5553</jpcoar:identifier>
          <jpcoar:sourceIdentifier identifierType="NCID">AN00038827</jpcoar:sourceIdentifier>
          <jpcoar:sourceIdentifier identifierType="PISSN">00163953</jpcoar:sourceIdentifier>
          <jpcoar:sourceTitle xml:lang="ja">學習院大學經濟論集</jpcoar:sourceTitle>
          <jpcoar:sourceTitle xml:lang="en">The journal of Faculty of Economics, Gakushuin University</jpcoar:sourceTitle>
          <jpcoar:volume>59</jpcoar:volume>
          <jpcoar:issue>3</jpcoar:issue>
          <jpcoar:pageStart>341</jpcoar:pageStart>
          <jpcoar:pageEnd>350</jpcoar:pageEnd>
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            <datacite:date dateType="Available">2023-01-17</datacite:date>
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